Luck and risk are siblings, and they are both the reality that every outcome in life is guided by forces other than individual effort. NYU professor Scott Galloway has a related idea that it is so important to remember when… Read More ›
Your investment strategy is your game plan to create your perfect portfolio. But you must find the strategy that best suits your situation, your risk tolerance and where you are in life. Twenty-year-old guys will have a different approach to… Read More ›
Aggregation of Marginal Gain Over Long Period of Time It makes no small difference, then, whether we form habits of one kind or another from our very youth; It makes a very great difference, or rather all the difference. —… Read More ›
On This Day, Thirteen years Ago. The story of Lehman Brothers September 15, 2008, exactly thirteen years ago today, the US investment bank Lehman Brothers collapsed. Hundreds of employees left the building with their belongings stuffed in a box one… Read More ›
The great paradox of this remarkable is that more complex the world around us become, the more simplicity we must seek in order to realise our financial goals….Simplicity, indeed, is the master key to financial success. Jack Bogle In this… Read More ›
During his lifetime of investing in the market, he came up with some principles to help him guide through the ups and downs in the market. When the author asked him if any other investor helped him discover these principles,… Read More ›
It is impossible to produce superior performance unless you do something different from the majority. This story is about the legendary investor Sir John Templeton. Sir John Templeton (1912-2008) was an American born British investor, banker, fund manager and philanthropist…. Read More ›
I believe in the discipline of mastering the best that other people have figured out. I don’t believe in just sitting down and trying to dream it all up yourself. Nobody is that smart. — Charlie Munger Warren Buffett’s investing… Read More ›
Unlimited Bullets With Unlimited Possibilities Russian roulette is a deadly game of chance where a player places a single round of a bullet in the revolver and spins the cylinder, and aims the gun at another player or himself. In… Read More ›
Playing The Odds And Probability, Power Of Small Edge The stock market and blackjack are both the game of chance and risk. In blackjack, we strategise to gain an edge over the dealer. In the market, we strategise to gain… Read More ›
When money is in the equation, use your brain, not your heart. People check their investments regularly, sometimes up to 5-10 times a day. When the stocks are soring and reaching daily new highs, we pile on and keep piling… Read More ›
High risk = high return, low risk = low returns But why? Every investment carries risk along with it, whether the investment is in the form of cash, share, bond or any other physical assets such as property. The level… Read More ›
F.I.R.E. – Financial Independence Retire Early. Your guide to early retirement. The only thing you need to do is save only 80% of your income for only ten years and then live like a king for the rest of your… Read More ›
Some call it the 25x retirement rule. There are way too many rules to keep track of when retirement and finances are concerned. Let’s start off with one of the most prominent rules of all that has been around for… Read More ›
So what is inflation, you ask? In simple terms, it is the rate at which purchasing power of a currency declines or the rate at which consumer products increases in value over time. For example, if the price of a… Read More ›
Do you sometimes feel like leaving your job that you no longer love, but you stay a little while longer because you’re so close to hitting your bonus target? So you wait until you made it to the bonus. Finally,… Read More ›
We are all self-made men and women, but only the successful take credit for it — the idea of personal responsibility. If you only practised this one concept, within two to three years the changes in your life would be… Read More ›
Life’s greatest tragedy consists of men and women who wholeheartedly tried and fail! The tragedy lies in the overwhelmingly large majority of people who fail compared to the few who succeed. Unfavourable genetic background — There is but little, if anything, which Anyone… Read More ›
One of the most common causes of failure is “Habit Of Quitting,” “I’ll Do It Myself,” when one is overtaken by temporary defeat. Every one of us is guilty of this mistake, whether in investing or everyday life, at one… Read More ›
When I started investing in capital markets while in college and a few years after, I went through the same cycle that many investors go through – the thrill of wanting to make I quick and big. I walked the… Read More ›
When friends ask me for personal investment advice, my first step is to try to understand their risk and return tolerance. Asking for investment advice without specifying is like asking for medicine without the diagnosis of a disease. So I… Read More ›
As we think and talk, we slip into the mindset of different professions preachers, politicians and prosecutors. In each of these, we take on different identities. Case I. Imagine you have a friend who is a financial advisor, and he… Read More ›
Thematic investing focuses on investing in the companies that may benefit from future trends. What is Thematic Investing? Thematic investing is a strategy that requires a fundamental understanding of the impact of long-term social, political and economic trends on regions… Read More ›
There are always ups and downs in the market and individual stocks. Having a portion of your investment allocated in ETFs can help ease the volatility in your portfolio. Exchange-Traded Funds blew up in popularity after their mass introduction in… Read More ›
Inside the World of Pump & Dump schemes and Tellegram’s private group operations. Instead of happening once every few years in traditional financial markets, P&D takes place multiple times a day, and they aren’t restricted to only one nation but… Read More ›
Just like your money, the opportunity cost compounds too! According to John Stuart Mill, Opportunity cost is the loss of potential gain from one option over another. In other words, what else could I have done with my money? For example, every… Read More ›